Share products
Browse, open, and edit share products. Create uses an eight-step wizard.
Open Products → Shares (or press Ctrl+K and type "share products"). You need permission to view share products — if the menu item is missing, ask your administrator.
A share product is the template for every share account opened on it. It sets the currency, how many shares exist, the unit price, how many shares a client can hold, optional lock-in and dividend rules, market-price history, attached charges, and — when books are kept in Bankayo — the general-ledger accounts those movements post to.
The list
Each row is a product: name, short name, currency, and total shares.
- Search with the box above the table.
- New starts the create wizard when your role allows it.
- Open a product by clicking its row.
Opening a product
The product opens as a workspace with a section rail — the same pattern as a loan or savings product.
- General, Terms, and Settings are always there.
- Market price, Fees, and Accounting appear only when the product has them. Accounting is there when the rule is Cash.
- Charge names link to the charge.
- Accounting lists GL accounts by type (assets, liabilities, equity, income). Create them under Accounting → Chart of accounts.
- On a phone the sections run across the top.
Edit opens the same eight-step wizard used to create the product. Close returns here. Share products cannot be deleted — there is no Delete. Change a saved product with Edit.
Dividends opens Share dividends
for this product (?productId=). That list declares and approves
payouts. The minimum-active-period field stays on Settings here.
What a share product does not have
- No start or close date. Only loan products have a product availability window.
- No accrual accounting. Share accounting is None or Cash. Loan and savings products also offer Accrual (periodic); loans add Accrual (upfront).
- No payment-channel mappings step. Cash accounting still needs the four GL accounts on Accounting. Optional payment-channel and charge-to-income mappings are not in this wizard.
Wizard steps
Create and edit walk the same steps. See Create a share product for the fields and rules.
- Details — name, short name, description.
- Currency — code, decimal places, multiples.
- Terms — total shares, shares issued, unit price, and computed share capital.
- Settings — min / nominal / max shares, lock-in, minimum active period for dividends, and dividends for inactive clients.
- Market price — optional periods that set the share value from a date.
- Charges — share charges in this product’s currency.
- Accounting — None or Cash, and the GL accounts cash requires. A walkthrough creates Normal Share With Accounting and edits it.
- Review — confirm every section, then create or save.
Troubleshooting
| What you see | What to do |
|---|---|
| "No products yet" | Use New to create the first product. If that button is missing, your role cannot create share products. |
| "No matching products" | Clear or change the search. |
| Product menu missing | Your role lacks share-product viewing permission. |
| Save rejected | The core banking system will refuse a field that does not match its rules. Read the message and fix the highlighted fields. |
| GL picker empty | Create a detail account of the matching type under Chart of accounts. Header accounts never appear here. |
See the products hub for how product types sit together.
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