Near-breach
Reusable near-breach rules for working-capital loan products.
Open Products → Near-breach (or press Ctrl+K and type "near
breach"). You need READ_WORKINGCAPITALNEARBREACH (or
READ_WORKINGCAPITALLOANPRODUCT). Create, update, and delete need
the matching *_WORKINGCAPITALNEARBREACH permission. Fineract’s
GET/POST also check WORKINGCAPITALLOANPRODUCT.
This is Fineract GET/POST /working-capital/near-breach and
GET/PUT/DELETE /working-capital/near-breach/{id}. There is no
near-breach template API. Frequency-unit membership comes from
GET /working-capital/breach/template breachFrequencyTypeOptions
(R8) — the same enum as Breach.
This is not a loan-level near-breach action
(/working-capital-loans/{id}/near-breach-actions). Attach a
configuration when you create a working-capital product.
What you can do
- Browse configurations by name, frequency, and threshold percent. Export CSV or Excel.
- New / Edit opens a docked sidebar. Name is required and at
most 100 characters. Frequency must be an integer greater than zero.
Threshold must be greater than 0 and at most 100
(
DataValidatorBuilder.percentage). - Delete may fail if a working-capital product still uses this configuration.
If the server returns 404, the working-capital module is not on that Fineract. Bankayo does not fake the catalog.
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Breach
Reusable breach rules for working-capital loan products.
Organization
Institution settings — offices, employees, working days, holidays, tellers, currencies, funds, payment types, floating rates, delinquency buckets, loan reasons, loan provisioning criteria, tax groups, SMS campaigns, entity data-table checks, ad-hoc query, fund mapping, investors, loan originators, and standing instruction history.