Savings
Check balances, deposit, withdraw, and download statements in Self Help.
Open Savings from the bottom navigation to see your account with the SACCO.
Balances
The savings card shows:
- Running balance — overall account balance
- Available balance — what you can use now
- Last transaction date
- Interest earned — when your SACCO pays interest
- Held as collateral — amounts locked as loan security (when applicable)
Recent Transactions lists deposits, withdrawals, and other movements with running balances.
Statement
Tap the statement control, choose a from / to date range, and download a PDF. Statements are for your records; they are only fully valid with your SACCO’s seal or authorized signature.
Deposit (mobile money)
- Tap Deposit (floating action on mobile).
- Enter an MTN or Airtel Uganda phone number (the network is detected).
- Enter an amount within the shown minimum and maximum.
- Tap Continue.
Mobile money deposits require your SACCO to be registered with MTN MoMo, Airtel Money, or Safaricom. Ask your administrator — once registration is in place, Bankayo can activate deposits for members. Until then, Self Help explains what to ask staff rather than charging a live wallet.
Withdrawal
- From Home, tap Withdraw.
- Select the savings account.
- Enter an amount up to your available balance.
- Submit the request.
Withdrawals are sent for SACCO staff approval before funds are released. You are notified when staff act.
Walkthrough recordings stop before a live withdrawal submit. Deposit continue only shows the provider-registration guidance screen.
This walkthrough matches the written guide on this page.
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