Portfolio health
PAR, product mix, and overdue bands for the office and currency you select.
Portfolio health is the analytics companion to the home
Dashboard. Pick an office and, when the institution
permits more than one currency, a currency (the same controls as on the
Dashboard) to see portfolio-at-risk, outstanding by loan product, and how much
outstanding sits in each days-past-due band. Money figures count only accounts
in that currency. The default is the first currency the organisation has
permitted. The address bar keeps ?office= and ?currency=.
What the figures mean
- PAR 30 / 60 / 90 — outstanding of active loans that are at least 30, 60, or 90 days past due, as a share of total outstanding. A loan that is one day late is not PAR 30.
- Days past due — non-overlapping bands (1–30, 31–60, 61–90, over 90) using the same overdue-since date against the business date when that feature is on.
- Product mix — outstanding on active loans, grouped by product.
Amounts use the selected currency code. The page is hidden if your role cannot read loans.
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